Patients Are Paying the Price for a Healthcare System with Fewer Choices

Large health insurance companies are consolidating control, squeezing physicians and leaving patients with fewer choices and less access to care.

PRIORITIES

  • Protect patient access to doctors and specialists
  • Ensure insurance networks include enough providers and offer meaningful access to care
  • Prevent insurers from using low reimbursement rates or unfavorable contracts to push physicians out of networks
  • Reduce healthcare consolidation and insurer monopolies
  • Protect independent and community-based physician practices
  • Promote competition and patient choice across healthcare markets
  • Hold insurers accountable for practices that lead to narrower networks, longer waits, and fewer care options

patient with walker being helped by nurse in a hospital setting

PATIENTS DESERVE REAL CHOICE AND REAL ACCOUNTABILITY

Insurers should not be able to limit access from both directions: first by offering inadequate terms to in-network physicians and then resisting independent review of out-of-network payments.

Patients were rightly removed from the middle of surprise-billing disputes. They should not be placed back in the middle through narrower networks, disappearing practices, and reduced access to specialists.

The bottom line is simple: when insurers keep more and pay less, patients get less. Protecting competition and independent dispute resolution is essential to protecting patients’ access to care.